Aberdeen Investments has partnered with Ant Bank ( Hong Kong ) to make available its low-risk income fund on the digital lender’s investment fund services platform in Hong Kong.

The abrdn SICAV I – Short Dated Enhanced Income Fund aims to achieve a combination of income and growth, while also providing ample liquidity and avoiding loss of capital, by investing in high-quality bonds globally with a maturity of up to five years.

With a monthly payout of 5.5% per annum and share classes available in HKD, CNH and USD, the fund seeks a yield in excess of the Bloomberg Global Corporate Aggregate 1-3 Year Index ( USD Hedged ) over rolling three-year periods ( before charges ).

“The partnership with Ant Bank highlights Aberdeen’s dedication to providing global investment solutions for Hong Kong investors across various distribution channels, including digital banks, amid a volatile investment landscape,” explains Tina Tong, head of wholesale distribution, Hong Kong, at Aberdeen Investments.

“As governments recalibrate in response to shifting trade and defence policies, and central banks navigate growth and inflation challenges, the need for stable investment strategies has never been greater. Short-dated credit, less sensitive to interest rate fluctuations, offers investors the potential for steady returns and money-market-like liquidity with minimal additional risk.”

Short-dated credit has historically shown resilience, delivering 17 separate calendar years of positive returns over the past 20 years, with only three negative years. This track record of stability, attributed to its lower sensitivity to interest rate fluctuations, positions short-dated credit as a reliable investment, especially in uncertain market conditions, Aberdeen Investments says.

Billy Ip, head of wealth management and insurance at Ant Bank ( Hong Kong ), says the fund provides T+1 settlement for both subscriptions and redemptions, ensuring flexibility comparable to other money market funds.

“This allows investors to benefit from an enhanced yield without compromising liquidity, making the fund a compelling addition to their investment portfolios," he adds.